Job Description
We are looking for a Junior Credit control officer who has a strong experience in Limit Management in Credit Administration Funtion for a period of 2- 3 months.
Duties and Responsibilities
Your main responsibilities in this role include the following:
Mitigate Risk: To ensure the correctness and authenticity of all the credit lines fed in core banking system/Treasury System.
System Update: Ensure Core Banking System functions are compatible with Corporate/SME and credit products and maintain zero risk.
Credit limit feeding: Ensure that the limits and their terms and conditions are fed in the system in accordance with credit approval.
Credit utilization: Ensure that the facilities are utilized for the purpose for which granted and as per agreed terms of utilization of facilities, where applicable.
Credit monitoring: Ensure that the exposures are within the approved limits and repayments are as per agreed terms and exceptions are monitored as per approved policy.
Credit exceptions reporting: Ensure that all the credit exceptions are reported to appropriate level for adjustments and also escalated to appropriate level on chronic cases.
Coordination: Coordinate with various Business Team for completion of various tasks in time and to promote common understanding to manage various types of risks effectively.
Problem solving & guidance: Resolve issues effectively by balancing risks and relationship.
Service Quality: To ensure effective implementation of inter-departmental Service Level Agreements.
MIS reporting: Generate various reports on exceptions.
Job Requirements
2-4 years of experience in Credit Administration Functions especially with Limit Management, Corporate Banking Products, Operational procedures and processes, Risks and Controls within banking sector in UAE
Good in core banking for corporate/business banking loans / credit limits and credit products.
Desired candidates within UAE due to visa restriction.
Job Details
Company: Commercial Bank International - CBI
Employment Type: Full-time
Job Location: Dubai, United Arab Emirates